- Earn 10,000 bonus Starpoints® (enough for up to 3 free nights), after you charge $1,000 in purchases to your Card in your first three months of Cardmembership.
- Earn 1 Starpoint for every $1 in purchases charged to the Card
- Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
- Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year
Redeem Starpoints for Free Nights with no blackout dates at over 1,000 of the world’s most desired hotels in nearly 100 countries
- Use Starpoints for flights on over 350 airlines with no blackout dates with SPG Flights
Experience once-in-a-lifetime events with SPG Moments
- Get Front Of The Line®* access to tickets for some of the most popular concerts, theatre and special events
- Enjoy the flexibility to pay balances in full or over time
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
- Annual interest rate 19.99% on purchases and 21.99% on funds advances
- Conditions apply

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
19.99%*
APR Type:
variable
Annual Fee:
$120*
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Instant Decision Card
Reward Card
Credit Needed:
Good*
Grace Period:
21 Days*
Min Finance Charge:
$1.00
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
No
Maximum Fee:
3.00%

Cash Advances

APR on Cash Advances (%):
21.99%
Cash Advance Fee:
$2.75

Comments

Up to 3% of the amount of each balance transfer and Amex cheque, if offered, unless reduced for a specific offer

Review by

Travel is easier with the Starwood Preferred Guest Credit Card by American Express. Cardholders can enjoy earning points for every dollar spent. These StarPoints directly translate to free stays at Starwood properties all over the globe as well as a number of other travel rewards incrementally.

Additional travel features of the card include travel insurance, baggage delay insurance and car rental theft insurance when travel is booked using the credit card.

The card also features online account management, buyer's assurance protection as well as fraud liability protection. With the American Express logo, the card is accepted all over the globe as well as with millions of online merchants. The application for the card is available online and applicants can find out if they are approved within a matter of minutes.

Features

Most attractive:
- Bonus points
- Rewards program
- Additional benefits
Least attractive:
- Annual Fee
- No Introductory offer

Rewards & Benefits

Reward Types:
Hotel Reward Cards
Travel Reward Cards
Reward Unit:
Point
Rewards:
- 10,000 bonus Starpoints® (enough for up to 3 free nights)
- 1 Starpoint for every $1 in purchases charged to the Card
- Free Weekend Night Award when you reach $40,000 in purchases each year
Expiration:
None*
Yearly Limit:
None
Other Benefits:
- Emergency Card Replacement
- Travel Emergency Assistance
- $500,000 Travel Accident Insurance
- Complimentary Car Rental Theft and Damage Insurance
- Baggage Delay Insurance
- Flight Delay Insurance
- Lost or Stolen Baggage Insurance
- Hotel/Motel Burglary Insurance
- Purchase Protection Plan
- Buyer's Assurance Protection Plan
Online Access:
Yes!

The information provided for Starwood Preferred Guest Credit Card from AMEX is believed to be accurate at the time of evaluation (Apr 30, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.