The Card is NOT Available for online application
- Low rate on purchases and balance transfers
- May help you strengthen your credit history
- $0 fraud liability for unauthorized use
- $79 Annual Fee
- Security funds not required, unless we contact you

(3.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
14.90%*
Annual Fee:
$79*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Guaranteed Approval
Low Interest Credit Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*
Over Limit Fee:
$29.00

Balance Transfers

Balance Transfer:
Yes

Cash Advances

APR on Cash Advances (%):
19.80%

Review by

Have you filed for bankruptcy? Are you new to credit? This credit card applies to individuals who in both cases must improve their credit rating to qualify for other credit packages with stiffer conditions.

Its low rates are the icing on the cake to give you much need assistance in your endeavour. On the Low Rate Guaranteed MasterCard card you should find it easy to meet monthly commitments and provided you pay bills on time you should have little problems strengthening your credit history.

As cardholder you are charged a $79 annual fee.

Additional benefits such as $0 fraud liability, Purchase Assurance, Extended Warranty, Car Rental Collision and Damage Waiver, Common Carrier Travel Accident Insurance, Delayed Baggage Benefit are included as part of card features.

Features

Most attractive:
- Guaranteed approval card
- Card to improve credit
- Low APR on purchases and balance transfers
- MasterCard benefits
Least attractive:
- Annual fee
- No rewards program
- No introductory rates

Benefits

Other Benefits:
- $0 fraud liability for unauthorized use
- Car Rental Collision and Damage Waiver
- Delayed Baggage Benefit
- Purchase Assurance and Extended Warranty
- MasterAssistTM Travel Assistance Service
- MasterCard Global ServiceTM
- 24/7 customer service online or by phone
- With MasterCard PayPassTM
- Master RoadAssistTM
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for Low Rate Guaranteed MasterCard is believed to be accurate at the time of evaluation (Aug 9, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.