- 15,000 bonus after your first purchase
- 25 points for every $1 in purchases at Pharmaprix
- 1.99% annual interest rate (AIR) on balance transfers*, access cheques and deposits* for the first 6 full months
- Around-the-clock fraud protection
- Free online access to your credit card account
- 24-hour customer service
- Chip & PIN technology and PayPass
- No annual fee
4.5 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
1.99%*
Applied Towards:
Balance Transfer
Cash Advance
Checks
Intro Period:
6 months*
APR:
19.99%*
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded
Instant Decision Card
Reward Card
Credit Needed:
Good*
Grace Period:
21 days*
Late Payment Fee:
$35.00*
Over Limit Fee:
$35.00

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
1.00%
Minimum Fee:
$7.50

Cash Advances

APR on Cash Advances (%):
19.99%
Cash Advance Fee (%):
1.00%
Minimum Fee:
$7.50

Other Fees

Additional Fees
Copy of a monthly statement: $2.50
Returned Payment Fee: $35.00
Foreign currency transactions: 2,5%

Comments

Before you begin this application, please confirm your eligibility:
- You must be a Canadian resident and have a Canadian credit file
- You must be of age of majority in your province of residence
- Your credit history must be clear of bankruptcies or seriously delinquent accounts

Review by

The Pharmaprix Canadian credit card is reserved for the Quebec resident interested in a highly rewarding MasterCard credit card. It is an all inclusive credit card that gives cardholders a little bit of everything. Enjoy premium discounts on balance transfer and cheque cash advances for a period of 6 months and incur a highly competitive interest rate on purchase transactions throughout the duration of your membership.

The cards' reward program offers 15,000 bonus points and 25 points per $1 spent at Pharmaprix outlets with 5 points per $1 spent everywhere else.

Cardholders interested in adding an authorized user may order an additional card at no extra cost. Benefits such as purchase protection, and fraud protection also come at no extra cost. No annual fee is charged.

Features

Most attractive:
- Intro Offer
- Free rewards program
- Bonus Points
Least attractive:
- Available for Canadian Applicants Only

Rewards & Benefits

Reward Type:
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 25 points for every $1 in purchases at Pharmaprix using your Pharmaprix MasterCard when you show your Pharmaprix Card
- 5 points for every $1 in purchases anywhere else
- 15,000 Bonus Pharmaprix Points
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
See Terms & Conditions of the card
Online Access:
Yes!

The information provided for Pharmaprix MasterCard Credit Card is believed to be accurate at the time of evaluation (Dec 1, 2011). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.