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MBNA Rewards Studentawards Credit Card

MBNA Rewards Studentawards Credit Card

- Earn 1 mbna rewards point for every qualifying $1 spent on retail transactions
- 1,000 bonus points after your first qualifying purchase
- 1,000 bonus points each year on your account anniversary date
- Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers
- No annual fee
- No Rewards Point Limits

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

18.99%*

Annual Fee:

$0*

Issuer:

MBNA Canada

Card Network:

MasterCard

Card Category:

Student (Regular)

Card Type:

Instant Decision Card
Reward Card

Credit Needed:

Good*

Grace Period:

21 days*

Min Finance Charge:

0.50%

Late Payment Fee:

$35.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

1.00%

Minimum Fee:

$7.50

Cash Advances

APR on Cash Advances (%):

19.99%

Cash Advance Fee (%):

1.00%

Minimum Fee:

$7.50

Other Fees

Additional Fees

- Returned payment: $20.00 per occurrence
- Returned cheque cash advance: $20.00 per occurrence
- Extra copy of monthly statement or sales draft: $2.50
- Inactive credit balance: If your account is inactive and has a credit balance, we will charge you annually the lesser of: (1) the credit balance; or (2) $25

Review by CreditCardsBay™ Canada

If you want a strong credit card that is both simple and fair, then you might want to consider the Studentawards Credit Card from MBNA Canada. It is perfect for people who don't want all the bells and whistles; just the convenience of money when you need it, especially emergencies.

This card can definitely do that. It has no annual fee and an assortment of fair interest rates as well as 24/7 fraud protection and customer service, as well as a convenient, easy-to-use website. If that's not enough, you can use it anywhere in the world where MasterCard is accepted, as well as at 430,000 ATM worldwide. Every retail purchase nets you WorldPoints, too, so you are rewarded for spending responsibly.

Features

Most attractive:

- Bonus points
- No annual fee

Least attractive:

- No intro rates

Rewards & Benefits

Reward Types:

CashBack Reward Cards
Merchandise Reward Cards
Other Reward Cards
Travel Reward Cards
Universal Reward Cards

Reward Unit:

Point

Reward per every $1 spent:

1.00

Rewards:

- 1 mbna rewards point for every qualifying $1 spent on retail transactions
- 1,000 bonus points after your first qualifying purchase
- 1,000 bonus points each year on your account anniversary date
- Redeem points for cash back, charitable donations, travel, brand-name merchandise and gift cards from top retailers

Expiration:

None*

Yearly Limit:

None*

Other Benefits:

- 24-hour fraud protection
- 24-hour customer service
- Online access to your credit card account
For more benefits see card Terms and Conditions

Online Access:

Yes!

The information provided for MBNA Rewards Studentawards Credit Card is believed to be accurate at the time of evaluation (May 15, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.