Universal Reward Credit Cards
A universal reward card is the ideal credit card for every consumer looking to earn discounts, benefits and save as they spend. These cards are general purpose cards with the extra benefit of a rewards program allowing cardholders earn points on virtually every purchase.

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- Annual Fee
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Featured Credit Card !
Sony Card MasterCard® credit card
1.99%
6 months*
19.99%*
$0*
The Sony Master credit card is issued by MBNA Canada and is available to individuals who surpass initial qualification requirements Applicants with... Read More
SmartCash MasterCard® credit card
1.99%
10 months on BT*
19.99%*
$0*
Get cash rebates the smart way with the Smart Cash MasterCard from MBNA. With several opportunities to earn big rewards as well as the ability to... Read More
American Express® Gold Rewards Card
N/A
N/A*
N/A*
$0*
The American Express Gold Rewards card provides points for every dollar spent on the card. Depending upon where the card is used, it's possible to... Read More
American Express® AIR MILES® Credit Card
N/A
N/A*
19.99%*
$0*
Taking advantage of the many benefits of the American Express Air Miles Credit Card is very easy in Canada. That’s because not only because it is... Read More
More Rewards MasterCard® credit card
1.99%
6 months*
19.99%* (V)
$0*
The More Rewards MasterCard is a credit card with a rewards program attached to it. Canadian residents can apply for the card over the internet and... Read More
ChoicePlus Card from American Express™
2.99%
12 months*
See terms*
$65*
The ChoicePlus Card from American Express is a rewards credit card that rewards the cardholder for all purchases with the exception of purchases... Read More
American Express® Business Gold Rewards Card
N/A
N/A*
N/A*
$0*
As well as all of the above benefits mentioned, the Business Gold Rewards card also gives you easy to access online account management. This means... Read More
American Express® AIR MILES® Platinum Credit Card
N/A
N/A*
19.99%*
$65*
Highly competitive rates, tidy rewards and well-deserved benefits are features to accompany this American Express AIR MILES Platinum card. It is a... Read More
MBNA Rewards Studentawards Credit Card
N/A
N/A*
18.99%*
$0*
If you want a strong credit card that is both simple and fair, then you might want to consider the Studentawards Credit Card from MBNA Canada. It... Read More
MBNA Rewards® MasterCard® Credit Card
N/A
N/A*
19.99%*
N/A*
The MBNA Rewards Master credit card was designed for individuals who want to earn as they spend. Cash rebates provide a 1% pay back on virtually... Read More
Choice Card from American Express™
2.99%
12 months*
See terms*
$0*
The Choice Card from American Express offers cardholders with exclusive benefits without an annual fee and with free supplementary cards. There is... Read More
Canadian Tire Gas Advantage® MasterCard
N/A
N/A*
19.99%*
$0*
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